CREDIT PROBLEMS

We appreciate that everyone at one time or another might require a mortgage and that not everyone’s financial or personal situation is the same, so with this in mind we have a select number of lenders who will consider mortgage applications from people whose credit situation past or present is considered as outside the norm.

This is generally called “sub-prime” or “adverse” lending and is now a large part of the market. The lenders we have available will consider almost any set of circumstances as long as we have all the information prior to making the full application.

Here are selection of some of the lenders we use:

JAC Mortgages is the trading name of JAC Financial Design Limited registered in England, Reg No. 04320328 , registered office, 318 -320 Regents Park Road, London, N3 2LN. JAC Financial Design is authorised and regulated by the Financial Services Authority for residential mortgages, pure protection and general insurance business. FSA No. 313818. There is no charge made for any mortgage advice, however an administration fee of up to £325 may be charged when a mortgage application is made.
Your home may be repossessed if you do not keep up the payments on a loan or mortgage secured on it. *BTL mortgages are not regulated by the FSA